🇮🇳 Depreciation & Value Calculator
Car Depreciation Calculator
See how much your car loses in value year by year - and what it will be worth when you're ready to sell, in ₹.
Vehicle Details
Enter 0 for a new car, or its current age.
Value After 10 Years
Retained: 34.6%
Total Lost
₹5,23,100
Lost Year 1
₹1,60,000
Value at 3 Years
₹5,16,800
Value at 5 Years
₹3,84,160
Value Over Time
Ready to trade in or sell?
See our trade-in value estimator for a ballpark range in ₹.
How car depreciation works.
Year 1: Value × (1 - 0.20)
Year 2-5: Value × (1 - 0.15) per year
Year 6+: Value × (1 - 0.10) per year
General rule: a new car loses ~50% of
its value within the first 3 years.
The 50% rule
Most new cars lose approximately 20% of their value in the first year alone - mostly the moment you drive off the lot. By year 3, the average car has retained only 50-60% of its purchase price.
A note on India's used-car market
India's used-car ecosystem differs from the US - fewer standardized valuation guides, more reliance on local dealer/broker networks, and demand that varies significantly by city and fuel type (diesel resale, for instance, has softened in many markets due to emission norms). This calculator uses the same well-established depreciation curve shape as the US version; treat the exact rupee figures as a starting estimate and confirm against local listings for your specific model.
Frequently asked questions.
How much does a car depreciate per year in India?
On average, a new car loses 15-25% of its value in year one and 10-15% per year after that, similar to global patterns. After 5 years, most cars have retained 35-50% of their original price, though this varies by model demand and the used-car market in your city.
What is the best age to buy a used car in India?
The "sweet spot" for value is typically 2-4 years old. The car has absorbed the steepest depreciation curve (year 1), often still has remaining manufacturer warranty, and is significantly cheaper than new.
Does mileage affect depreciation?
Yes. Cars exceeding 15,000-20,000 km/year typically depreciate faster in resale value. High-mileage vehicles (1,00,000+ km) are often worth 30-50% less than equivalent low-mileage examples.
Do electric cars depreciate faster in India?
It varies - the EV resale market in India is still maturing, with fewer buyers and less price history than for petrol/diesel cars, which can make EV depreciation harder to predict. Battery health, warranty transferability, and charging infrastructure in your area all affect resale demand.